What Does Acting Your Age Really Mean?

Diverse Aging Narratives Cause Cognitive Whiplash

In today’s fast-paced world, there can be a significant focus on longevity and financial security.
This dual focus often results in conflicting messages: on one hand, we are encouraged to live
longer and healthier lives, while on the other, many are told that early retirement is the
ultimate accomplishment. This conflict can lead to what might be termed “cognitive whiplash,”
as we struggle to balance these two seemingly opposing goals.

Longevity in Numbers: A Global Shift

The global increase in life expectancy is staggering. In 2015, there were nearly half a million
centenarians worldwide, a number projected to rise to 3.7 million by 20501. Moreover, half of
today’s five-year-olds are expected to live to 1002. While these numbers are impressive, they
raise crucial questions about the quality of those additional years.

Thriving, Not Just Surviving

Living to 100 is not just about adding years to our lives but adding life to those years. Thriving in
old age means more than just surviving; it involves staying active, engaged, and fulfilled. A key
factor in pursuing this is maintaining social connections. Studies consistently show that strong
relationships with family, friends, and the community are vital for both mental and physical
health. On the contrary, loneliness has been linked to negative outcomes such as depression,
cognitive decline, and even a shorter lifespan3.

Purpose and Passion: The Keys to Longevity

Having a sense of purpose can be crucial to thriving in later life. Whether it’s continuing to work,
volunteering, or pursuing hobbies, having a reason to get up in the morning can significantly
enhance our experience of aging. The story of Pablo Casals, the legendary cellist who continued
to practice daily at age 90 because he believed he was still improving, highlights the importance
of lifelong learning and personal growth.

The Role of Lifelong Learning

Our brains remain remarkably adaptable as we age, capable of continued growth and change.
Engaging in lifelong learning, whether by acquiring new skills, staying informed, or exploring
new interests, can be essential to maintaining cognitive health. This continued mental
engagement allows us to adapt and thrive as we navigate the inevitable changes that come with
aging.

Physical Health: The Foundation of Longevity

Physical health is another cornerstone of thriving in later life. Regular exercise, a balanced diet,
and preventive healthcare can be essential for maintaining vitality. However, it can be also
crucial to listen to our bodies and understand their evolving needs. By maintaining our physical
health, we can help ensure that we enjoy the extended years of life that modern advances make
possible.

The Power of a Positive Outlook

Perhaps one of the most significant influences on how we age is our attitude. A positive outlook,
a sense of humor, and the ability to adapt to change can greatly impact how we experience the
aging process. While aging is inevitable, the way we age is largely within our control.

Navigating Cognitive Whiplash

As we reflect on the conflicting messages about living longer versus retiring sooner, it’s
important to realize that these goals do not have to be mutually exclusive. The challenge lies in
finding a balance between pursuing a long and healthy life while also preparing for financial
security. The “cognitive whiplash” we experience might stem from the false dichotomy between
these aspirations. In truth, living well and planning for the future can coexist harmoniously.
Ultimately, as we stand on the brink of a longevity revolution, the focus should not solely be on
the number of years we can live, but on the amount of life we enjoy in those years. By staying
connected, finding purpose, continuing to learn, maintaining our health, and adopting a positive
mindset, we can make the most of our extended lifespans.

The choices we make today will shape our tomorrows, and in this rapidly changing world, it’s
essential to choose wisely.

 

1. United Nations, Department of Economic and Social Affairs: “World Population Prospects”
2. Stanford Center on Longevity
3. “The health benefits of strong relationships”, Harvard Health Publishing, Harvard Medical School

Disclosure

Securities offer through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers, LLC, a register investment adviser. Investment advisory services also offered through CWM, LLC, an SEC Registered Investment Advisor. Cetera Advisor Networks LLC is under separate ownership from any other named entity. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Wealth Services LLC cannot guarantee or represent that it is accurate or complete. The output of any financial tool or calculator without such an agreement should be considered to be a part of our brokerage services and not advisory services.

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